The Mudfog Workhouse Health Insurance Policy

Well, they've only had a bit more than seven years to come up with something.
The best they've done so far is a patched-together-like-so-many-worn-out-tinker-toys abomination that could have been the same health plan used to screw the widows and orphans languishing in the Mudfog Workhouse.

James Mahoney's 1871 engraving of Oliver challenging the dietary system of the Mudfog workhouse, "Uncaptioned Headpiece for Chapter One"